0% APR Product Purchases


These products say they 0% APR for 2 years! 

Is it permissible to buy these products? 


If you are taking this amount from non-Muslim on 0% APR for 2 years and you have the ability to pay back in this 2 years and you will not delay then it is permissible and if you are taking this from a Muslim or you delay payment more than 2 years and pay extra then it is Haram (forbidden).

Answered by: Mufti Sajid Attari

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