Shariah rulings of various insurances

Question

Please may you also advise on permissibility of:

1) Travel insurance – insurance covering any losses or medical treatment while you are travelling.

2) Insurance for mobile phones, tablets etc. which will repair or replace if they get damaged or stolen.

Answer

1) Travel insurance is allowed if it is required by law otherwise not allowed.

2) Insurance for mobile phones or tablets are Haram, as this comes under the definition of Qimar i.e. gambling.

Verified by: Mufti Sajid Attari

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